WHEN TO USE US

Rise Financial is in the business of providing financial advice to those who are prepared to take financial control.

Typically, clients will contact Rise Financial for advice on:

ADVISER ENQUIRIES WELCOME!

FINANCIAL UNDERSTANDING

RETIREMENT PLANNING

To better understand what they currently have (such as superannuation plans and what their current lifestyle costs), where they are financially (such as when can they retire or when their mortgage expected to be paid off) and how they can improve on their situation (such as investing for better returns).

To understand whether they are on track for a comfortable retirement and how to improve on their situation.

 

WEALTH CREATION

LIFESTYLE PLANNING

To understand how to improve on their current situation by setting up a savings investment plan with surplus cashflow, contribute more to superannuation, purchase an investment property or borrow money to purchase long term investments, etc.

To understand whether they are in a position to take on a larger debt to move to a new home, put in a pool, have an overseas holiday, give money to their children, change jobs for a lower salary, etc. and to understand how this will impact upon their financial situation.

AUSTRALIAN EX-PATS LIVING OR
MOVING OVERSEAS

REDUNDANCY OPTIONS

To understand and make the most of the additional financial opportunities available to ex-pats who are non-residents of Australia for tax purposes.

To understand whether they are in a position to take a redundancy and to understand how this will impact upon their financial situation, including how best to use the redundancy payout and what to do with existing superannuation benefits (such as PSS indexed pension options).

SECOND OPINION

INHERITANCE

Where a client is currently working with a financial adviser or have been managing their own financial affairs and would like a second opinion on whether the financial strategies or investment employed are suitable for their situation.

To understand how best to use an inheritance or invest it to achieve your financial objectives for those funds.

FINANCIAL SEPARATION

SALARY PACKAGING

To understand whether they are in a position to go through a financial separation based on a ballpark expected asset “split” and “mix”, and to understand how this will impact upon their financial situation including making sure they are still on track for financial security.

To understand whether salary packaging particular expenses would be beneficial in your situation.